Terri holds a Certificate in Business Administration from the University of Saskatchewan and is an APEC International Certified Small Business Counsellor. She brings both practical and theoretical expertise in entrepreneurship and small business management and has supported entrepreneurs at every stage of business development, including experience as a small business counsellor and loans manager. Terri takes a structured, step-by-step approach to help entrepreneurs clarify objectives, set priorities, and maintain momentum. She builds strong client relationships and provides practical guidance across core business operations, with strength in financing and business planning.
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00:00
Terri explains that many people wrongly think they should use cash in the bank to buy equipment.
00:00
Terri shares background: 30+ years working with entrepreneurs, including 13 years focused on women entrepreneurs.
00:00
Advice shifts to financing instead of using business cash. Another speaker says this is helpful because they recently used personal funds for their business.
00:00
Chandni asks when the right time is to apply for a commercial loan.